Hidden Harbor

Hidden Harbor Owners’ Association, Inc.

Minutes of the 2010 Budget/Board Meeting
held on December 3, 2009 at 6:30 P.M.
in the onsite Clubhouse

1. Call to Order & Establishment of Quorum:

The meeting was called to order by President Richard Kleinhans at 6:30 pm.  Vice President Richard Marquis, Treasurer/Secretary Sam Bovalino and Director Frank Carotenuto were also in attendance. Ken Lewis, George Syrett and Robert Philbrook were unable to attend.  Five (5) unit owners attended along with Kathy Watts from Reconcilable Differences. With a quorum of Board members established, the meeting continued.

2. Proof of meeting notice mailed to all owners and properly posted:

Management affirmed that the agenda and proposed budget had been mailed to all owners. Management also confirmed having posted the notice of the meeting on all building bulletin boards.

 

3. Approval of Minutes from October 22nd Board Meeting:

Sam Bovalino made a motion to approve the minutes of October 22, 2009 as written.  Dick Marquis seconded the motion and it passed by unanimous voice vote.

 

4, Financial Report:

Sam Bovalino reported that as of the end of November 2009, the Association is in excellent shape from a profit/loss perspective even though insurance has gone up a little.  The Association is currently operating approximately $32,000 under budget. Two (2) units are either in foreclosure or bankruptcy and liens have been filed in these units.  Sam explained that when a unit goes into foreclosure, the association doesn’t receive assessments from those units which causes a hardship on other unit owners.  The association is trying to take title to the units in order to rent them out and collect rent which would give the association the opportunity to recoup some of the expenses incurred until the mortgage holder takes possession of the unit.

 

5. Board Approval of 2008 Budget:

With no outstanding questions regarding the proposed 2010 Budget, Frank Carotenuto made a motion to approve the proposed budget as mailed to the owners.  Dick Marquis seconded the motion and it passed by unanimous voice vote. The approved budget will reflect no change in the monthly assessment amounts.  The per unit/per month assessment for 3 bedroom units will remain at $394.00 dollars and the per unit/per month assessment for 2 bedroom units will remain at $350.00 dollars for the calendar year 2010.  

 

6. Unfinished Business:

Logo:  The sailboat logo was installed on the east side of building 1.

Drywall issues in 209 and 403:  Sam Bovalino made a motion to put a cap on the negotiated amount to settle the issue of $1,500 per unit.  Frank Carotenuto seconded the motion and it passed by unanimous voice vote.

 

7. New Business:

Fence repair:  Kathy requested the Board approve the replacement of damaged wood fence panels in the clubhouse area and around the dumpsters if necessary.  The Board requested an approximate cost of the replacement before voting on the expenditure.  Kathy stated she would speak with Ted and research the prices.

Financial review:  Sam Bovalino made a motion to approve the expenditure of $2,100 to Cole & Associates for the annual review of the financials.  Dick Marquis seconded the motion and it passed by unanimous voice vote.

 

8. Approval of Christmas Bonus for Onsite Maintenance:

Sam Bovalino made a motion to approve a $500.00 Christmas bonus for onsite maintenance. He commented that Ted deserves this bonus as he provides good service for the Association and his loyalty and hard work have saved the Association much more than this. Frank Carotenuto seconded the motion and it passed by unanimous voice vote.

 

9. Owner Input:

Bird & Squirrels: A resident in Building 1 stated he was glad the birds are gone but there still appears to be an issue with squirrels possibly being fed.  Kathy stated that in order for the issue to be addressed, we need to know who, if anyone, is feeding the squirrels and get pictures of them doing so.

Landscaping: Barbara Ursin reported she has been working with the landscaping company and feels they’re doing a good job.  She also stated the plants and palms needed fertilizing when the funds become available. 

Dumpsters: The lids on the dumpsters to the south of Hidden Harbor are not being secured overnight and large birds appear to be raiding the dumpsters and feeding on the top of building 2.  Kathy stated she has already called Beef O’Brady’s and would call the others if the problem continues.  If was also stated that residents of Hidden Harbor don’t always close our lids so Kathy suggested posting a notice in each of the display cases located by the mailboxes to close the dumpster lids after use.  If that didn’t help then the association could order signs for the dumpsters themselves.  It was also suggested by a resident to add the request to the next newsletter.

 

10. Schedule Date for Next Meeting:

The Annual Meeting of the Association is scheduled for Thursday, January 28, 2009 at 6:00 PM.

 

11. Adjournment:

With no further business to discuss, the meeting was adjourned at 7:00 pm.

 

Respectfully submitted,

 

 

Kathy Watts, CMCA, LCAM #27668

Reconcilable Differences, Inc.                             

 

 


 

Hidden Harbor Owners’ Association, Inc.

Minutes of the Board of Directors Meeting

April 23, 2009 at 6:00 P.M., in the onsite Clubhouse

 

 

1.Call to Order & Establishment of Quorum of Directors:

President: Richard Kleinhans called the meeting to order at 6:00 pm.  Additional Board members attending were: Vice President-Richard Marquis, Sec/Treasurer-Sam Bovalino and Directors-Ken Lewis and Frank Carotenuto.  Bob Philbrook and George Syrett were not able to attend. Kathy Watts represented Reconcilable Differences, Inc. 

 

2. Approval of Minutes from March 19, 2009 Board of Directors meeting:

Having affirmed that all board members had received and reviewed the minutes; Sam Bovalino motioned to approve the minutes of March 19, 2009 as written.  Frank Carotenuto seconded the motion.  The motion passed by unanimous voice vote.    

 

3. Financial Report:  Sam Bovalino reported:

Sam reported that as of the end of March 2009, the Association was operating approximately $3,000 under budget for the first 3 months of 2009.

 

4. Maintenance Project Status: 

Painting:  All painting has been completed and Go-Signs have installed the building numbers.

Gate Installation:  The gate between units 709 and 711 has been installed and Ted will be adding a mesh around the lock so the knob cannot be turned by slipping a hand through the gate.

Cart:  The cart for Ted has been received and put together.  It appears to be working well.

AC Drain Clean outs:  Most of the units have been completed.  There are 6 units that were not able to be completed due to not having a current key.  A make up date will be scheduled.

Price Rite had been called to replace the lights in the pool.  Owners were concerned about them being out since the pool is open until 10 pm.

  

5. Committee Reports: 

Landscaping-Marilyn Lewis & Barbara Ursin:  Marilyn stated the landscaping company has been doing well and the committee is very pleased with them so far.  A small palm was moved from between buildings 1 & 2 to its present location between buildings 5 & 6 because it didn’t fit right at its previous location.  Marilyn stated there’s a dead palm by the pump house and it should be removed. 

 

6. Unfinished Business:

 

7. New Business:

a.) The Board requested a letter be sent to unit 104 regarding the feeding of birds and squirrels requesting they desist immediately.  All letters will be sent to the Board for approval before mailing.

b.) The landing between units 606 and 608 pools water which makes it dangerous.  Sam Bovalino made a motion to accept the bid from Mikes Masonry to epoxy the steel pack with mud, scarify the surface apply a bonding agent and cap concrete landing in order to fix the pooling problem.  Dick Marquis seconded the motion and it passed by unanimous voice vote.

c.) An invoice was sent from the owner of 403 requesting reimbursement for repairs made due to a leak from 404.  Per the new statutes, the association is responsible for the drywall even if the leak came from the unit above.  Sam Bovalino made a motion that a letter be sent to the owner of 403 stating as soon as we receive a check from unit 404 for the expenses incurred, it will be passed along to 403.  Frank Carotenuto seconded the motion and it passed by unanimous voice vote.

 

8. Owner Input:

The owner of 114 was present to discuss the issue of the privacy/drywall in the attic and his railing.  Dick Marquis stated that some buildings have them and some don’t.  The consensus appeared to be that putting up the privacy/drywall is the association’s responsibility.  Ken Lewis made a motion to contact LB Drywall and have him check all the buildings starting with building 1 and present a bid on putting the privacy/drywall back up.  Frank Carotenuto seconded the motion and it passed by unanimous voice vote.

           

9. Set Date for Next Meeting:

The next Board meeting will be announced at a later time.

 

10. Adjournment:

With no further business to discuss the meeting was adjourned at 6:50 pm.

 

Respectfully submitted,

 

 

Kathy Watts, CMCA, LCAM #27668

Reconcilable Differences, Inc.

 


 

Hidden Harbor Owners’ Association, Inc.

Minutes of the Special & Board of Directors Meeting

March 19, 2009 at 6:00 P.M., in the onsite Clubhouse

 

 Special Meeting Minutes

 

 

1. Call to Order & Establishment of Quorum of Directors:

President: Richard Kleinhans called the meeting to order at 6:00pm.  Additional Board members attending were: Vice President-Richard, Sec/Treasurer-Sam Bovalino and Directors- Ken Lewis, Bob Philbrook and George Syrett. Director Frank Carotenuto was not able to attend.  Kathy Watts represented Reconcilable Differences, Inc. 

 

2. Discussion - Issues pertaining to children playing in the courtyard and damages: 

Bill Allen from unit 611 stated he did not have a problem with children or their playing but the issues were more of the abuse against them by the children and their parents which included:  hanging on the railings, banging on doors and ringing the doorbell, calling them stalkers and pedophiles and the verbal abuse and foul language from not only the children but the adults.

 

Dale Osborne from unit 612 stated he agreed that sometimes there are too many children. He felt the children are afraid of the Allen’s and that the Allen’s yell at the children and threaten to put them in jail.

 

Ron Spillman from unit 603 stated he and Dale Osborne have been trying to send the children that don’t live here to their own homes.  He felt things could have been handled differently and would like more conversation so it doesn’t escalate to having to call the police.

 

Bill Allen continued by stating he has never threatened the children and added an adult from 612 had confronted him and blocked the entrance to his unit.  There was also inappropriate foul language which was heard by residents and children alike.

 

Some residents felt they were being picked on and more than one stated the children were not being properly supervised.  A renter from building 1 felt the Rules & Regulations were not clear on what was allowed.

 

It was suggested a committee be formed to devise activities to keep children occupied and that closer supervision will prevent further damage to the property and trees.  Another suggestion was to set aside an area, possibly behind buildings 6 and 7, which could be utilized for a play area. 

 

Kathy Watts from RDI stated she would attempt to update the Rules & Regulations make them clearer and requested all parties involved call the RDI office if the issues continue in the hopes problems and misunderstandings can be talked out before they get blown out of proportion.

 

3. Adjournment:

With no further business to discuss the meeting was adjourned at 7:00 p.m.

 

Respectfully submitted,

 

 

 

 

Kathy Watts, CMCA, LCAM #27668

Reconcilable Differences, Inc.

 


 

Board of Directors Meeting

 

         1. Call to Order & Establishment of Quorum of Directors:

President: Richard Kleinhans called the meeting to order at 7:05 pm.  Additional Board members attending were: Vice President-Richard Marquis, Sec/Treasurer-Sam Bovalino and Directors-Ken Lewis, Bob Philbrook and George Syrett. Director Frank Carotenuto was not able to attend.  Kathy Watts represented Reconcilable Differences, Inc. 

 

2.  Approval of Minutes from February 26, 2009 Board of Directors meeting:

Having affirmed that all board members had received and reviewed the minutes; Bob Philbrook motioned to approve the minutes as written.  George Syrett seconded the motion.  The motion passed by a majority with Richard Kleinhans abstaining due to not attending the meeting.    

 

3.  Financial Report:  Sam Bovalino reported:

Sam reported that as of the end of February 2009, the Association was operating approximately $4,600 under budget for the first 2 months of   2009.

 

·     Foreclosure Update:  Units 105 and 505 were sent to the attorney on the March 3rd for foreclosure proceeding.  

 

      4.  Maintenance Project Status: 

·      Painting:  The painting project is complete. The wall along A1A was painted at a reduced cost.  The original bid was $2,000 and was accomplished for $1,700. Go-Signs will be called to finish installing the logo/number signs and to work up a draft of a large logo that could be installed in the side of building 1.

·      Gate Installation:  The gate between units 709 and 711 is scheduled to be installed Friday the 20th.

 

      5. Committee Reports: 

·      Landscaping:   Marilyn Lewis, stared she hoped everyone had seen the new plantings around and the ends of buildings 1 and 3.  There will be additional projects later in the year.  The committee would like to address the entrance and make it more attractive.  Barbara Ursin offered to head the committee in Marilyn’s absence.  Ken Lewis made a motion to appoint Barbara as Committee Chairperson ad hoc. Bob Philbrook seconded the motion and it passed by unanimous voice vote.

 

      6.  Unfinished Business:

·      Cart Approval:  Kathy Watts presented the Board a picture of a cart very similar to the one presently being used.  This cart can be shipped directly to Hidden Harbor and the cost is $359.99 plus $30 shipping.  Dick Marquis made a motion to approve the purchase of the cart.  George Syrett seconded the motion and it passed by unanimous voice vote.

 

      7. New Business:

·      Bike Racks:  Kathy presented the Board with information on various bike racks.  The Board discussed where to place the bike racks or if it would be more effective to place a small bike rack at each building.  It was suggested to send a survey to the residents questioning how many have bikes and now many people would take advantage of a centralized bike rack.  RDI will devise a survey and send to the residents after the Board’s approval.

 

      8. Owner Input:

·       Barbara Ursin commended the Board for convening a Special Meeting and listening to the owners and residents.

 

      9. Set Date for Next Meeting:

The next Board meeting will be held on Thursday, April 23, 2009 at 6:00 p.m. in the clubhouse

 

     10. Adjournment:

With no further business to discuss the meeting was adjourned at 7:45 pm.

 

Respectfully submitted,

 

 

Kathy Watts, CMCA, LCAM #27668

Reconcilable Differences, Inc.

 


 

 Hidden Harbor Owners’ Association, Inc.

Minutes of the Board of Directors Meeting

February 26, 2009 at 6:30 P.M., in the onsite Clubhouse

 

 

1. Call to Order & Establishment of Quorum of Directors:

President: Richard Kleinhans called the meeting to order at 6:30pm.  Additional Board members attending were: Vice President-Richard Marquis, Sec/Treasurer-Sam Bovalino and Directors-Frank Carotenuto, Ken Lewis, Bob Philbrook and George Syrett. Michelle Dugan and Kathy Watts represented Reconcilable Differences, Inc. 

 

2. Approval of Minutes from November 24, 2008, Board of Directors meeting:

Having affirmed that all board members had received and reviewed the minutes; Bob Philbrook motioned to approve the minutes as written.  Frank Carotenuto seconded the motion.  The motion passed by a majority with Richard Kleinhans abstaining due to not attending the meeting.    

 

3. Financial Report - Sam Bovalino:

    a.) Sam reported that as of the end of January 2009, the Association was operating approximately $1,000 under budget for that one month of 2009.

    b.) Units in Foreclosure:  Michelle Dugan stated that she received an opinion from the attorney and he recommended not attempting to foreclose on property already being foreclosed on by mortgage holders.

    c.) Collections Update:  Michelle requested approval to proceed with foreclosure proceedings for units 105 and 605.  Sam Bovalino made the motion to  approve the foreclosures.  Frank Carotenuto seconded the motion and it passed by unanimous voice vote. 

 

4. Maintenance Project Status: 

Painting:  The painting project is almost complete with just Building 6 and the Clubhouse to be finished.  Atlantic Painting requires an additional $2,000 to paint the wall along A1A.  The Board felt $2,000 was excessive and discussed options. It was decided to address the painting themselves by volunteers, Ted or a laborer from Labor Finders.

 

5. Committee Reports: 

Landscaping:   Marilyn Lewis, Chairperson, gave a detailed presentation with pictures (copy with minutes) and costs for a landscaping project at buildings one, two and three.  Lor-Del Services bid $3,594.30 to complete this portion of the replacement landscaping project.  Sam Bovalino made a motion to approve the bid from Lor-Del for $3,594.30.  Richard Kleinhans seconded the motion and it passed by unanimous voice vote.  Kathy stated Ted requested he be notified where the planting would be so he could determine if there were sprinklers nearby.  Marilyn said Lor-Del promised they would water the plants.  The topic then went to the monthly landscape maintenance contract. The current landscaper had received letters asking for improvement in his work and to use sharpened blades before mowing and his company was just not capable of any improvement in service. Therefore, Sam Bovalino made a motion to accept the bid from Lor-Del Services for lawn care for the cost of $1,585.00 and terminate the services of Space Coast Lawn with a 30-day written notice.  Lor-Del Services are to start April 1, 2009.  Bob Philbrook seconded the motion and it passed by unanimous voice vote. 

 

6. Unfinished Business:

Gate approval:  Kathy Watts presented 2 bids for a gate to the pool at the end on the walkway between units 709 and 711.  East Coast Fence was $758 and Custom Fence was $750.  Custom Fence stated to RDI that if Hidden Harbor and another property nearby that is managed by RDI both contract with him, he would cut the price by $50 since he’d be in the area for both. The other property already signed, so with a guaranteed price of $700.00 for this installation, Richard Marquis made a motion to approve the bid from Custom Fence at $700. Frank Carotenuto seconded the motion and it passed by unanimous voice vote. 

 

7. New Business:

Cart Approval:  While Board members had made concerted efforts to help find a new “trailer cart” for Ted to use behind the mower, this issue was tabled until next meeting to try and find a larger “bed” with lower sides.

Laborer approval:  George Syrett approved Ted’s request to use a day laborer to complete the sprinkler repairs and replacements on the property.  He recommended having this person on Tuesday and Thursday from 7-3:30, with the possibility of additional days with the Board’s approval if needed. Richard Marquis seconded the motion and it passed by unanimous voice vote. 

Owner Al Jablonski:  Mr Jablonski had a few issues and wished to present them:  1.) He feels Bylaws and Rules & Regs should be provided to owners at no cost even though they were given to the owners when they purchased the property.  2.) He feels renters should go to the RDI office to sign in and pick up Rules & Regs.  3.) He wants RDI fired since he feels management isn’t doing anything for him. 4.) He made derogatory comments about a Board member, so he was asked to keep things businesslike and not attack personally. 5.) He wanted the Board to pay for a portion of the cost to repair his hurricane shutters since the soffit installed in 2005 was placed too close to his shutter housing and had to be removed and reinstalled.

 

8. Set Date for Next Meeting:

The next Board meeting will be held on Wednesday, March 25, 2009 at 6:00 p.m. in the clubhouse.  .

 

9. Adjournment:

With no further business to discuss the meeting was adjourned at 7:30 p.m.

 

 

Respectfully submitted,

 

 

Kathy Watts, CMCA, LCAM #27668

 

 


 

Hidden Harbor Owners’ Assoc., Inc.

Minutes of the 2009 Annual Meeting

held Wednesday, January 28, 2009, at 6:30 p.m. in the onsite clubhouse.

 

 

1. Call to Order:

The meeting was called to order by President, Richard Marquis at 6:30 P.M. 

 

2. Calling of Roll, Certification of Proxies and Establishment of Quorum:

Board members present were Richard Marquis-President, Sam Bovalino-Treasurer/Secretary and Directors Frank Carotenuto, Ken Lewis and Bob Philbrook.  Michelle Dugan and Kathy Watts represented Reconcilable Differences, Inc.  Management reported having 38 units represented in proxy and 16 units represented in person, establishing a quorum to begin the meeting. 

 

3. Proof of Notice of Meeting:

Richard Marquis certified that notice of the meeting had been mailed to all owners and posted on the Association bulletin board 30 days in advance of the meeting.

     

4. Reading and Approval of Minutes from January 23, 2008 Annual meeting:

Having acknowledged that the minutes were mailed to all owners, Bob Philbrook made a motion to approve the minutes from the January 23, 2008 annual meeting.  Frank Carotenuto seconded the motion and it passed by unanimous voice vote.  

    

5. Report of Officers:

Report from the President: Richard read from a list of accomplishments made by both the Board and Management in 2008.  Dick expressed his appreciation to Management and especially Ted for their assistance.   Most significant in this list, includes the completion of the stucco repairs, except for the front wall which just has cracks. Before it’s painted, the support beams need to be replaced on the balconies of units 303 and 503 due to rebar issues. Beams were repaired in buildings 2 and 6. Soffit and screens on the balconies were replaced. The tractor was replaced since it needed batteries and oil constantly. Replaced 2 pool lights, the electrical boxes and the circuit breaker boxes at the end of the buildings and replaced the hydraulic valves in the sprinkler system to electrical values. Car wash was repaired. We’ve started painting the buildings with 1, 2, 5 and 7 done and working on building 3 and the clubhouse.

Report from the Treasurer:

Treasurer Sam Bovalino reported the Association ended the year approximately $16,000 under budget.  As of December 31, 2008 the balance in Operating is $30,165.80 and $124,464 in Reserves. Approximately $43,000 has been spent for buildings so far and $30,000 left for building 3 and the clubhouse.  Insurance was $22,000 under budget which was used primarily for maintenance.  We have $16,000 in assessments in arrears with 3 foreclosures but are trying hard to keep the fees the same.

 

6. Committee Reports:

Landscaping Report:  Landscaping Report:  Marilyn Lewis reported that a lot of the shrubbery and plantings around the buildings needs to be replaced.  The Plumbago in the round bed in the pool area did not thrive once again.  While here in May, she waters the newly planted shrubs and currently has a small committee who work on the grounds every Thursday.  If there is no one else interested in the chairmanship she will continue again this year.  A suggestion was to have professional landscapers do any necessary planting as it is too big a job for us as volunteers, and we would get a guarantee of replacement if the plants do not thrive.  Marilyn suggested staggering the Oleanders along A1A similar to what Costa Del Sol has done.  Sam Bovalino volunteered to contact the landscaper at Costa Del Sol for information on the plants.

 

7. Open Forum:

Dogs/Skateboards: Discussion ensued regarding the dogs and skateboarding around building six.  Skateboarding is against the Rules & Regulations and it was suggested to mail a copy to all owners and residents.  Dick stated if a resident sends a picture of a violation to Management they will receive $10 if the violation report is valid.

Children/Pool: There was concern of children using the pool without proper supervision and will be addressed when the Rules and Regs are sent out to the residents and owners.  There’s been an issue with a volleyball net being erected and there’s concern the balls will damage unit screens if they’re hit.

 

8. Presentation of the 2008 Board Members:

As was noted in the mailing to all unit owners, Management introduced the 6 unit owners who volunteered to serve on the Board in 2009; Sam Bovalino, Frank Carotenuto, Richard Kleinhans, Ken Lewis, Richard Marquis and Bob Philbrook.  Management noted that no other owners volunteered to serve and that the 2008 Board should be commended for their willingness to serve another year and the contributions of their time and talent given to the improvements made last year and in the year ahead.   George Syrett from unit 305 has volunteered to fill the last position, making the Board 7 members, and the Board thanked him for volunteering.

               

9. Unfinished Business:

Dick stated that the painting is continuing and should be completed within a month. The pool deck maintenance and repairs continue to be on Ted’s list.  Dick suggested filling the cracks with caulk and will discuss the suggestion with Ted.

 

10. New Business:

a.) Bob Philbrook announced Kabran AC is offering their yearly maintenance for $49 and he is compiling a list of unit owners wishing to take advantage of the offer.

b.) Unit 710 requested reimbursement of $200 for expenses incurred when a workman was called to access the shutter due to his determination that the soffit was improperly installed.   The Board stated they would look into the issue.

c.) Dick Marquis signed the estimate for repair of the sprinkler pump with Sprinklers Pro for $1500 and for the pool grate replacement with Summer Pool Center for $729.34.

 

11. Adjournment:

With no further business to discuss; Sam Bovalino made a motion to adjourn the meeting.  Bob Philbrook seconded the motion and it passed by unanimous voice vote.  The meeting adjourned at 7:05 p.m.

 

 

Respectfully submitted,

 

 

Kathy Watts, CMCA, LCAM #27668

Reconcilable Differences, Inc.

Board of Directors, Hidden Harbor Owners Association, Inc.

 


 

Minutes of the

Hidden Harbor Board of Directors Organizational Meeting

Held Immediately After the Annual Meeting

On January 28, 2009, in the onsite clubhouse

 

1. Call to Order: 

Richard Marquis called the meeting to order at 7:10 p.m.

 

2. Appointment of New Board Members:

President:  Richard Kleinhans

Dick Marquis made a motion to appoint Richard Kleinhans.  Sam Bovalino seconded the motion and it passed by unanimous voice vote.

Vice President:  Richard Marquis

Ken Lewis made a motion to appoint Richard Marquis.  Sam Bovalino seconded the motion and it passed by unanimous voice vote.

Secretary/Treasurer:  Sam Bovalino

Frank Carotenuto made a motion to retain Sam Bovalino.  Ken Lewis seconded the motion and it passed by unanimous voice vote.

Directors:

Directors will consist of:  Frank Carotenuto, Ken Lewis, Bob Philbrook and George Syrett

 

3. Adjournment:

With no further business to discuss, the meeting adjourned at 7:15 p.m. 

 

 

Respectfully submitted,

 

 

Kathy Watts, CMCA, LCAM #27668

Reconcilable Differences, Inc.

Board of Directors, Hidden Harbor Owners Association, Inc.